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Consumerism

Consumerism is all about purchasing new items regardless of need or even the ability to pay for the item. When Apple comes out with a new iPhone  people driven by consumerism will flock to the store....

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Taxes and Withholding Rates

Are you getting a large tax refund?  If so you might want to consider changing your tax withholding rate.  Raising your withholding rate will increase your regular paycheck. The IRS.Gov website has a...

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Retail Me Not

Frugality is now popular and more and more people are using coupons.  People tend to get coupons from the local newspaper or mailing inserts.  Sometimes people get coupons from websites.  Most of these...

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Cosmetology Schools – An Easy Way to Save Money

You can get your hair done for half price at your local cosmetology school.  They can do haircuts, perms,  dye your hair, and everything else that a beauty pallor would offer.  However, their prices...

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Is that a house or a prison?

I admit it.  I like to day dream about owning a big house with a swimming pool, a game room, an office, several bedrooms, etc.  However, it is just a dream and not something I actually want to own.  In...

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Vacation or Staycation

Daylight savings time begins today and spring is just around the corner.  As the weather gets warmer, people will start thinking about vacations.  However, vacations can cost a lot of money.  If you...

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Think Before You Buy

I find the modern minimalist movement compelling, and I have posted several blogs about this topic.  However, I am not against buying nice or new things.  I am in favor of conscious consumerism....

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What is Nothing?

    People often say things like: “I have nothing to wear.” “There is nothing to eat in the house.” However, it’s not that we have nothing.  We just don’t have what we want at that moment.  I wonder...

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Costco vs. Sam’s Club – What do you think?

I was wondering if Costco or Sam’s Club is worth the cost of membership.  I have talked to a few people who are members, and they seem to think so. The next question is which one is a better deal....

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Advertisements

Advertisements shape our world, our likes, our dislikes, and our whole life. Most people want to wear clothes with brand logos that are considered cool.  The celebrities tell us what is cool,...

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Living Well in a Down Economy – A Book Review

  The book “Living Well in a Down Economy” is part of the For Dummies series.  I have read several of the books in the For Dummies series and usually they are fairly good.  However, I did not care for...

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